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Financing made simple
Build now, pay over time
A custom pool is a major investment. With financing up to $450,000 and terms up to 30 years, you can start this season and spread the cost over a monthly payment that fits your budget.
Know your number
See your payment before you ever sign
Most homeowners stall on a pool because the cost feels like a mystery. We start with a clear price and a financing plan built around your budget.
- Custom pools start at $38,665, with transparent pricing from day one.
- Financing available up to $450,000 on terms as long as 30 years.
- Checking your rate uses a soft inquiry that does not affect your credit score.
Representative example
Sample monthly payment
A $60,000 pool financed through HFS Financial at a 7.8% fixed rate (8.08% APR) over a 20-year term, 240 monthly payments.
Pre-qualify with no credit impactFinancing is provided by third-party lenders. Rates and terms shown are representative examples published by the lender, are subject to credit approval, and may change. Fountain Blue Pools does not make credit decisions.
How it works
Financing in four simple steps
Through our partner HFS Financial, prequalifying is fast and does not touch your credit score.
1
Inquire for a loan
Does not affect your credit. Same-day answers so you know where you stand before anything else.
2
Get prequalified
View instant loan options or speak with a loan consultant to find the term and payment that works for you.
3
Verify
Securely upload basic documents to confirm your application. The process is straightforward and quick.
4
Get your funds
Funds are available within 48 hours of approval so your project can get started without delay.
Lending partners
Choose the financing partner that fits
We work with three established pool-financing lenders so you can compare options.
| Lender | Max loan | Max term | Rate | Credit check |
|---|---|---|---|---|
| HFS Financial | Up to $450,000 | 1–30 years | As low as 7.8% fixed | Soft, no impact |
| Lyon Financial | Up to $200,000 | Up to 30 years | Low fixed rates | 640 minimum score |
| Viking Capital | Available on request | Available on request | Available on request | Soft, no obligation |
Financing is provided by third-party lenders. Rates and terms shown are representative examples published by the lender, are subject to credit approval, and may change. Fountain Blue Pools does not make credit decisions.
HFS Financial
Pool-focused lender with high loan limits and fast turnaround.
- 120% financing covers your full project
- Funds within 48 hours of approval
- Covers almost any home improvement project
Lyon Financial
Specialist in outdoor living and pool loans with no-equity requirements.
- No prepayment penalties
- No equity or appraisals required
- Special programs for military families
Viking Capital
Flexible pool loan options with a no-pressure, consultative approach.
- No-obligation soft credit pull
- Free loan consultations
- Multiple loan options, no prepayment penalties
Good to know
What you can finance
120% project financing
HFS financing can cover up to 120% of your project, so related costs and small overruns are handled without a second loan.
Almost any project
Finance new construction, a full remodel, new equipment, or an outdoor living upgrade. If it is part of your backyard, it can usually be financed.
Common questions
Financing FAQs
What rates and terms are available?
- HFS — up to 120% financing, terms up to 20 years
- Lyon — fixed rates, terms up to 30 years
- Viking — multiple options, with details in each application
How long does approval take?
- HFS and Viking — instant pre-qualification, full approval in 24 to 48 hours
- Lyon — pre-approval in 24 to 48 business hours, full documents requested afterward
Who qualifies?
- HFS — standard credit review
- Lyon — credit scores of 640 or above, with no equity or appraisal requirement
- Viking — open to most credit tiers, with no obligation
Can I pay off my loan early?
- Lyon and Viking — no prepayment penalties
Do I need home equity or appraisals?
- Lyon and Viking — no
Answers reflect terms published by each lender and are subject to change and to credit approval. Fountain Blue Pools does not make credit decisions.
Ready when you are
See your number and your monthly payment
Get a custom quote and we will walk you through the financing options that fit your budget.
