Fountain-blog

How Much Does a Pool Cost in Florida? Dive Into the Price Breakdown!

Written by Fountain Blue Pools | Apr 11, 2025 12:00:00 PM

Sunshine, blue skies, and a refreshing dip in your very own pool—sounds like the perfect Florida dream, right? But before you start picking out pool floats and planning your first pool party, let’s talk about the real question: How much does a pool cost in Florida? Whether you’re envisioning a cozy backyard escape or a resort-style paradise, we’ve got the answers to help you budget for your dream pool.

What’s the Average Price of a Pool in Florida?

Let’s dive right in! The cost of an in-ground pool in Florida varies depending on size, materials, and fancy extras. On average, you’re looking at $40,000 to $65,000 for a basic in-ground pool, but that number can climb if you go for high-end finishes, waterfalls, or an outdoor kitchen.

How Small Can You Go?

Not everyone needs an Olympic-sized pool! If you have limited backyard space, cocktail pools or plunge pools are a great alternative. These compact pools start around 12’ x 15’ and can be as affordable as $40k plus, depending on materials and features.

Plunge pools are ideal for cooling off, relaxing, and adding value to your home without the cost and maintenance of a full-sized pool.

 

Shallow vs. Deep: How Does Depth Affect Cost?

The depth of your pool directly impacts construction costs. The shallowest pools start at 3 feet deep, making them perfect for lounging and playing with kids. If you want a deep end for diving, expect a higher price tag due to increased excavation, materials, and labor.

As a general rule, the deeper the pool, the higher the cost. If you're looking to stay within budget, opting for a shallower design is a smart choice. Pool depth is influenced by the overall length, and deeper pools often require a built-in bench for exiting, as mandated by code.

 

What About Permits and Regulations in Florida?

Before construction begins, you’ll need the proper permits and inspections to comply with Florida building codes. The average cost for pool permits in Florida ranges from $400 to $1,800, depending on your county and the complexity of your pool design.

Additionally, Florida law requires safety barriers, such as:

  • Pool enclosures or screened-in areas
  • Mesh Child Fence around pool area
  • Swimming pool/window and door alarms
  • Self-latching gates 
  • Fencing at least 4 feet high

These safety requirements add to the total cost, but they ensure compliance with state laws and protect young children and pets.

 

The Extras: Fun Features That Can Add to the Price

Want to take your backyard pool from simple to spectacular? Custom features will bump up the cost but can turn your pool into a true retreat:

🌊 Waterfalls & Rock Features – Create a resort-style vibe.

 🔥 **Fire Features** – Fire bowls and pits add major ambiance.

 💡 **LED Lighting** – Set the mood for nighttime swims.

🍔 **Outdoor Kitchen** – Keep the BBQ going by the pool.

While these add-ons aren’t necessary, they sure make your backyard feel like a vacation spot! in Florida, sunshelves, integrated spas, and tropical finishes are some of the most popular additions. While these aren’t required, they can turn your backyard into a true oasis.

What Are the Indirect Costs of Pool Ownership?

Beyond installation, owning a pool comes with ongoing expenses. Here’s what to consider:

1. Higher Electricity Bills

Running a pool pump, heater, and lights can add $30–$100 per month to your utility bill. Energy-efficient pumps and solar covers can help lower costs.

2. Water Costs

Pools lose water from evaporation and splashing, requiring frequent refills. Expect increased water bills, especially during Florida’s dry months.

3. Homeowners Insurance Increases

A pool is considered a liability, potentially raising insurance costs by 5–10%. Some policies require additional coverage.

4. Required Safety Fencing & Alarms

Florida law mandates pool enclosures, self-latching gates, and alarms, costing $1,500–$4,000, to enhance safety.

5. Equipment Repairs & Replacement

Over time, pumps, filters, and heaters will need repairs or replacement. Expect:

  • Pool pump: $500–$1,500 (lasts 7–10 years)
  • Filter system: $300–$1,200 (lasts 5–7 years)
  • Heater: $1,500–$4,000 (lasts 8–12 years).

 

What About Maintenance Costs?

Owning a pool isn’t just about the upfront cost—you’ve got to budget for upkeep, too. On a standard pool (15’ x 30), maintenance is $145 every 4 weeks. Here’s what’s included in our full service program:

  • Weekly visits
  • Check and rebalancing of chemicals
  • Brush pool interior
  • Clean tile perimeter
  • Net pool
  • Check and empty pump and skimmer baskets
  • Vacuum pool
  • Clean filter cartridge once a month

 

Since Florida pools are in use year-round, keeping up with maintenance is key to avoiding costly repairs down the road.

How Long Does It Take to Build a Pool?

Building a pool is an exciting project, but it doesn’t happen overnight. The average timeline for pool construction in Florida is 6 to 12 weeks, depending on the size, materials, and weather conditions.

Here’s what to expect:

  1. Design & Permitting (2–4 weeks) – Work with a pool designer and secure permits.
    Excavation & Structural Work (1–2 weeks) – Digging, plumbing, and framing.
  2. Guinte Installation (3-8 weeks)– Building the pool shell.
  3. Tile, Decking & Finishing Touches (2–3 weeks) – Adding coping, plaster, and final details.

How Do Most People Finance Their Pool?

Pools are a big investment, and many homeowners finance their project rather than paying out of pocket. Some common options include:

    • Self-Pay
  • Lyons Financial
  • Viking Financial
  • HSF Financial
  • Home Equity Loans or HELOCs – Use your home’s equity for a low-interest loan.
  • Personal Loans – Unsecured loans that don’t require home equity.
  • In-House Financing – Some pool companies offer direct financing options.

Pool companies collaborate with financing partners that have strict guidelines and requirements. To refer customers, a pool company must first be vetted and approved by these lenders. At Fountain Blue Pools, we partner with reputable lenders to help you find financing options that align with your budget.

 

Ready to Build Your Dream Pool? Let’s Make It Happen!

Whether you’re dreaming of a sleek lap pool, a cozy plunge pool, or a full backyard oasis, Fountain Blue Pools is here to bring your vision to life, serving areas from Parkland to St. Lucie.

Partner With an Experienced Local Pool Builder

Trust in 28+ years of experience. With over 10,000 pools built since 1996 and an average of 350 new pool projects each year, Fountain Blue Pools is one of Florida’s most trusted names in pool construction.

Here’s How It Works:

  Step 1: Call us for a consultation.
  Step 2: Our designers review your space and create a custom plan.
  Step 3: We handle permits, construction, and finishing touches.
  Step 4: Enjoy your dream pool for years to come!

Call us today to get a custom quote and start your pool project!